Privacy Policy
This Privacy Policy explains how Stefanija Stojanova Jovanova (“we”, “us”, “our”), the developer of the FinTrace iOS app (the “App”), collects, uses and shares information when you use the App. By using the App you agree to this policy.
1. Summary
- Your financial data (transactions, budgets, categories and amounts) is stored on your device. We do not upload it to our servers.
- If you create an account, we store your email address and name using Google Firebase so you can sign in and use the Friends feature.
- We use Firebase Crashlytics to receive crash reports and Google AdMob to show ads in the free version.
- Payments are handled by Apple. We never see your payment details.
- We do not sell your personal information.
2. Information We Collect
2.1 Data stored only on your device
Transactions, budgets, categories, notes, settings and preferences are stored locally on your device. If you turn on Auto-Sync (Premium), a backup copy of this data is saved in your device’s Documents folder and in the iOS Keychain on your device. Keychain data may remain on the device after you delete the App so that it can be restored if you reinstall. We have no access to any of this data.
2.2 Account information
If you create an account or sign in, we collect:
- Email address and password (passwords are handled by Firebase Authentication and are never visible to us)
- First and last name, if you provide them
- A unique user ID assigned by Firebase
2.3 Friends feature
When you invite or connect with friends, we store the invitation: the sender’s and recipient’s email addresses and user IDs, the invitation status and timestamps. Your name and email may be visible to users you connect with.
2.4 Feedback you send
If you submit feedback in the App, we collect the name, email address and message you enter, together with the App version, device model and iOS version, so we can respond and fix issues.
2.5 Diagnostic data
Firebase Crashlytics collects crash logs and related technical information (such as device model, OS version, App version and an installation identifier) when the App crashes.
2.6 Advertising data (free version)
Google AdMob may collect device identifiers (such as the identifier for vendors and, only if you allow tracking, the advertising identifier), IP address, approximate location derived from IP, and information about ad interactions in order to serve and measure ads. Premium users do not see ads.
2.7 Purchases
In-app purchases and subscriptions are processed by Apple. We receive confirmation of your purchase status from Apple but never your name, payment card or billing details.
3. How We Use Information
- To create and manage your account and let you sign in
- To provide the Friends feature
- To unlock Premium features and verify subscriptions
- To respond to your feedback and support requests
- To detect, diagnose and fix crashes and bugs
- To show ads in the free version
- To comply with legal obligations
Where the GDPR or similar laws apply, our legal bases are: performance of a contract (account, Friends, Premium), legitimate interests (crash reporting, support, security) and your consent where required (personalized advertising).
4. Third-Party Services
| Service | Purpose | Privacy policy |
|---|---|---|
| Firebase Authentication & Cloud Firestore (Google) | Accounts, profiles, friend invitations, feedback | firebase.google.com/support/privacy |
| Firebase Crashlytics (Google) | Crash reporting | firebase.google.com/support/privacy |
| Google AdMob | Advertising in the free version | policies.google.com/privacy |
| Apple App Store | Distribution, purchases and subscriptions | apple.com/legal/privacy |
These providers may process data on servers outside your country, including in the United States, under their own safeguards (such as Standard Contractual Clauses).
5. Tracking and Advertising Choices
We do not track you across other companies’ apps and websites unless you allow it through Apple’s App Tracking Transparency prompt. You can change this anytime in Settings > Privacy & Security > Tracking. You can also remove ads entirely by upgrading to Premium.
6. Subscriptions
FinTrace offers auto-renewable subscriptions (Premium Monthly and Premium Yearly). Payment is charged to your Apple ID at confirmation of purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours before the period ends. You can manage or cancel subscriptions in your Apple ID account settings. Use of the App is also subject to the Terms of Use (EULA).
7. Data Retention
- On-device data stays on your device until you delete it or remove the App (Keychain backups may remain as described in section 2.1).
- Account, profile and friend data is kept while your account exists and deleted when you delete your account.
- Feedback is kept as long as needed to handle your request, and no longer than 24 months.
- Crash reports are retained by Firebase Crashlytics for up to 90 days.
8. Deleting Your Account and Data
You can delete your account at any time in the App under Profile > Account Management > Delete Account. This permanently removes your account, profile and friend connections from our servers. You can also ask us to delete your account and associated data by emailing stefanijastefanija07@gmail.com from the email address linked to your account; we will complete the deletion within 30 days. Deleting your account does not cancel an active subscription — manage subscriptions in your Apple ID settings. To delete on-device data, delete it in the App or remove the App from your device.
9. Your Rights
Depending on where you live (for example under the GDPR or CCPA), you may have the right to access, correct, delete or export your personal data, object to or restrict certain processing, and withdraw consent at any time. To exercise these rights, contact us at the email below. You may also lodge a complaint with your local data protection authority.
10. Security
We use industry-standard measures, including encrypted connections (HTTPS) and Firebase security rules, to protect your data. No method of transmission or storage is completely secure, so we cannot guarantee absolute security.
11. Children’s Privacy
The App is not directed to children under 13 (or the minimum age in your country). We do not knowingly collect personal data from children. If you believe a child has provided us with data, contact us and we will delete it.
12. Changes to This Policy
We may update this policy from time to time. We will post the new version on this page and update the “Last updated” date. Significant changes will be announced in the App.
13. Contact Us
Stefanija Stojanova Jovanova
Email: stefanijastefanija07@gmail.com